Banking and Financial Institutions Group

Doster Guin attorneys have extensive experience representing financial institutions. Our attorneys have represented numerous financial institution clients in a wide variety of matters and their expertise enables them to do so in an efficient and cost-effective manner. Focusing on lending and regulatory activities of regional and national commercial lenders, retail banks, savings and loan associations and other financial institutions, our finance and lending services include:

• Advice concerning loan transactions including review and preparation of loan documents
• Workout and collections
• Zoning/planning/variances work
• Documentation of cash-flow lending in connection with financing of acquisitions by individuals and companies with part of the equity being provided in the form of mezzanine debt offered by private equity firms
• Advice regarding regulatory and compliance issues, including seeking regulatory approvals for transactions
• Capitalization and recapitalization matters such as stock issuance and private placement/securities/offerings, stock splits, trust preferred, option programs, restricted stock units and Rabii trust compensation arrangements for directors
• Corporate governance, Sarbanes-Oxley compliance, code of conduct and ethical issues
• Document retention policies
• Counseling to and interface with financial institution board committees
• Negotiation of real estate transactions related to financial institution facilities
• Real estate-related compliance work for branch openings